1 (8 oz.) container soft (spreadable) cream cheese with onions or chives
1/2 c. chunky pizza sauce
1/2 c. chopped green bell pepper
1/3 c. chopped pepperoni
1/2 c. shredded Mozzarella cheese
1/2 c. shredded Cheddar cheese

Layer in ungreased 9-inch pie plate/pan in order listed.

Bake at 350°F for 10 to 15 minutes or until cheese is melted and slightly bubbly. Serve with bagel chips or assorted crackers.