1 - 1 1/2 lbs. ground beef
1/2 c. chopped onion
1/2 c. chopped green pepper
1 clove garlic, minced
1 (15 oz.) can tomato sauce
2 tsp. chili powder
1 tsp. salt
1 c. cooked rice
1 (15 oz.) can pinto beans
1 1/2 c. grated cheddar cheese

Brown beef, onion, green pepper and garlic. Blend in tomato sauce, chili powder and salt. Grease 2 quart casserole dish, add a layer of part of meat sauce, beans, half of cheese and remainder of meat sauce. Top with the other half cheese. Bake at 350 degrees for 15 to 20 minutes. Let stand a few minutes before serving. A salad and garlic toast with this makes a complete meal.