1 jar picante sauce
1 can Garbanzo beans
1 can kidney beans
1 to 2 cans sliced olives
1 can white kidney beans (capellini)
3/4 c. fresh cilantro, chopped
1 onion, chopped
3 cloves garlic, minced
1 tsp. cumin powder

Mix all ingredients in large bowl and refrigerate for several hours before serving with your favorite tortilla chips.