2 cans of refried bean dip
1 sm. container of sour cream
4 tbsp. of mayonnaise
1 pkg. of taco seasoning (Schillings or Lawrys)
3 avocados
1 can of black olives
1/2 c. of green onions
2 tomatoes
Jack cheese and Cheddar cheese

In a baking dish layer the beans no the bottom of dish. Mix next 3 ingredients together then layer that on top of the beans. Mash up the avocados and add salt. Then layer that on top. Slice up your olives and green onions and tomatoes and add that next. Then grate your cheeses and that is your final layer. Serve with your choice of crackers or dips.