8 slices bread, trimmed
4 slices ham, diced
4 oz. cheddar cheese, grated
2 eggs
1 1/2 c. milk
Salt & pepper to taste

Place 4 slices of bread in lightly greased 9" square pan or casserole. Top bread with ham and cheese; then cover with remaining bread. In bowl beat eggs; then add milk and seasonings. Pour over bread, completely moistening top layer. Cover and refrigerate at least 8 hours. Bake at 350 degrees for 50 to 60 minutes. Serves 4.