1/2 c. creamy peanut butter
2 1/2 c. cold milk
1 (4 serving) pkg. instant chocolate pudding
1/4 c. peanuts (optional)
Dippers (marshmallows, graham crackers, pretzels, vanilla wafers)

Stir peanut butter in a bowl until smooth. Gradually add milk, stirring each time until smooth. Add pudding and beat until smooth. Arrange dippers around the bowl.