1 (14 oz.) can sweetened condensed milk
1 (6 oz.) pkg. butterscotch pieces
4 squares unsweetened chocolate
1 (7 oz.) jar marshmallow fluff
1/2 c. milk
1 tsp. vanilla
1/2 c. coconut (opt.)

Mix all ingredients and stir over low heat until chocolate and butterscotch melts. Add milk if it becomes too thick. Serve with fresh fruit. Strawberries, apple, pineapple, bananas, cherries. Pound cake and angel food cake cut into cubes are also good.