1 lg. + 1 sm. refried beans
1 sm. refried beans with sausage
1 lg. Hormel chili, no beans
1 sm. Velveeta cheese with jalapeno peppers
1 block Monterey Jack cheese, cut into sm. chunks

Mix all ingredients above except Monterey Jack chunks. Warm on high in crock pot until warm. Blend in Monterey Jack chunks. Serve warm. (Crock pot ideal.)