2 (1 lb.) cans fruit cocktail, drained
2 (1 lb.) cans pineapple chunks with juice
2 sm. cans mandarin oranges, drained
2 pkgs. (4 serving size) instant vanilla pudding
4 bananas, sliced thin
2 tbsp. lemon juice
1 red apple with peel, diced (opt.)

Place all fruits in bowl. Add lemon juice and sprinkle instant pudding on top. Mix well. Cover and refrigerate.