1 pkg. (8 oz.) cream cheese
1 can (14 oz.) sweetened condensed milk
2 c. milk
1 pkg. (6 oz.) instant vanilla pudding mix
1 carton (8 oz.) non dairy whipped topping
4 bananas, sliced
1 box (12 oz.) vanilla wafers
1 graham cracker crust or 1 prepared pie shell

Cream the cheese until smooth. Stir in sweetened condensed milk and pudding mix. Fold in half of the whipped topping. Layer pudding cookies and bananas in prepared crust. Top with remaining topping. Chill. This can be used for a pudding without crust if desired.