1 1/2 lbs. ground beef
1/2 c. chopped onion
1 can cream of mushroom soup
1 can tomato soup
1/2 c. water
Dash of pepper
9 oz. green string beans
1 c. cooked diced carrots
3 c. mashed potato

Brown beef and onions until tender. Pour off fat and add soup, water and vegetables. Pour into shallow baking dish. Top with mashed potato. Sprinkle with cheeses. Bake at 350 degrees for 30 minutes.