2 (3 oz.) pkgs. orange-flavored gelatin
2 c. boiling water
1 (6 oz.) can frozen orange juice concentrate
1 (20 oz.) can crushed pineapple, drained
1 (3.4 oz.) pkg. French vanilla instant pudding mix
1 1/2 c. cold skim milk
1/2 c. heavy cream, whipped or 1 c. frozen whipped topping, thawed
1 c. Cheddar cheese, shredded

Stir gelatin into boiling water until dissolved. Add frozen orange juice concentrate; stir until melted. Stir in drained pineapple and oranges. Pour into serving bowl or 13 x 9 x 2 inch glass baking dish. Cover; chill until set. Prepare pudding mix according to package directions using only 1 1/2 cups milk. Let stand 5 minutes. Fold in whipped cream; spread over top of set gelatin. Sprinkle with cheese. Cover; refrigerate 2 hours or until ready to serve. 16 servings.