Taco chips
Refried beans
Cheese, grated (longhorn is good)
Jalapeno peppers, sliced

Place a single layer of taco chips on a cookie sheet. Spread a layer of refried beans on each chip. Place some cheese on the beans. Add a sliced pepper to each chip. Place under the oven broiler at 375 degrees for a few minutes or until cheese melts. If microwaved, paper plates can be used.