16 oz. can refried beans
1/2 pkg. taco seasoning mix
1/2 can tostidos picante sauce
8 oz. sour cream
1 sm. onion, diced
1 lg. can black olives, diced
2 sm. tomatoes, diced
1/2 can picante sauce
2 c. shredded Monterey Jack cheese

On a tray or platter, spread refried beans. Sprinkle on seasoning mix, then picante sauce. Add 2nd layer made from sour cream, onion, black olives, and tomatoes. Add picante sauce, then cheese. Serve cold with corn chips.