1 lb. hamburger
1/2 c. chopped onion
Jalapeno peppers to taste
1 pkg. taco seasoning mix
2 sm. cans refried beans
2 c. grated Cheddar cheese

Fry together hamburger, onion, pepper and taco seasoning. Put in crock pot and simmer for a couple of hours. Add beans and cheese and simmer for a couple more hours. Serve hot with taco chips.