1 lg. can refried beans
3 medium or 2 lg. ripe avocados

Mash with fork and mix with lemon juice 1 to 3 tablespoons, and some finely chopped onion, hot sauce, taco sauce.

1 1/4 pt. sour cream mix with
1 to 3 tbsp. taco mix

1/2 to 3/4 lb. Monterey Jack, shredded

Finely sliced pieces of tomato
Chopped onions
Black olives, sliced
Mushroom
Chives
Green peppers, diced

Finish with a mound of sour cream in middle, topped with whole black olive.

Serve with nacho cheese taco.