1-14 oz. Sweet Condensed Milk
1 1/2 cup Cold Water
1-4 oz. Instand Vanilla Pudding
1 pint Whipping Cream
Vanilla Wafers
3 Medium Bananas

Combine milk, water and add pudding mix; beat well. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup of mix into 2 1/2 quart bowl. Top with 1/3 of wafers, bananas and pudding. Repeat layers.