1 (14 oz.) can Eagle Brand condensed milk
1 1/2 c. cold water
1 (3 1/2 oz.) instant vanilla pudding mix
2 c. whipping cream, whipped (1 pt.)
36 vanilla wafers
3 med. bananas, sliced and dipped in lemon juice

In large bowl, combine Eagle Brand and water. Add pudding mix; beat until well blended. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup pudding mix into 2 1/2 quart round glass bowl. Top with 1/3 each of the vanilla wafers, bananas, and pudding. Repeat layering twice, ending with pudding mixture. Chill thoroughly. Garnish as desired.

NOTE: Mixture can be layered in individual serving dishes.