1 c. flour
1/4 lb. butter
1/2 c. chopped nuts
1 (8 oz.) pkg. cream cheese
1 c. powdered sugar
1 (8 oz.) Cool Whip
2 pkgs. instant pudding (any flavor)
2 2/3 c. milk

Mix flour, butter and nuts. Press into 9x13 pan. Bake 15 minutes at 375 degrees. Cool.

Mix 8 oz. cream cheese, 1 cup powdered sugar, 1 cup Cool Whip. Pour over first layer.

Mix 2 packages instant pudding, 2 2/3 cups milk. Whip together and pour over second layer.

Spread remaining Cool Whip over third layer. Garnish with chopped nuts, graham cracker crumbs or coconut.