1 (14 oz.) can Eagle Brand sweetened condensed milk
1 1/2 c. cold water
1 (3 1/2 oz.) pkg. instant vanilla pudding & pie filling
2 c. Cool Whip
36 vanilla wafers
3 med. bananas, sliced & dipped in lemon juice

In large mixing bowl, combine condensed milk and water. Add pudding mix; beat until well blended. Chill 5 minutes. Fold in Cool Whip. In 2 1/2 quart round glass serving bowl, layer pudding mixture, vanilla wafers and bananas; ending with the pudding mixture. Chill thoroughly. Makes 8 to 10 servings.