1 lb. ground beef
1 can refried beans
1 (diced) med. onion
1 (diced) med. green pepper
1 brick Monterey Jack cheese with jalapeno peppers
2 tsp. chili powder
Dash curry powder
Flour tortillas
Black olives (optional)
Sour cream (optional)

Fry ground beef until 1/2 done. Drain and add onion and green pepper. Finish browning. Add spices. Stir and cook another minute. Add beans. Stir just enough to blend. Add diced cheese and stir gently until melted (or slice the cheese, lay it on top turning down the simmer and cover until cheese melts). Black olives can be added with beans or just used as a garnish with sour cream. Fill burrito shells and serve. Add salsa on top if desired.