1 (14 oz.) can Eagle Brand milk
1 1/2 c. cold water
1 (4 serving) size instant vanilla pudding mix
2 c. (1 pt.) Borden whipping cream
36 vanilla wafers
3 med. bananas, sliced and dipped in Real Lemon juice from concentrate

In large bowl, combine sweetened condensed milk and water. Add pudding mix; beat well. Chill 5 minutes. Fold in whipped cream. Spoon 1 cup pudding mixture into 2 1/2-quart glass serving bowl.

Top with 1/3 each of the wafers, bananas and pudding. Repeat layering twice, ending with pudding. Chill. Refrigerate leftovers.