1 can refried beans
3/4 c. sour cream
3/4 c. mayonnaise
2 tbsp. taco seasoning
1 avocado, diced
Lemon juice
Garlic salt
Nacho cheese dip
2-3 green onions, diced
1 tomato, diced
Black olives
1 sm. can jalapenos, sliced

Spread refried beans in bottom of pan. Mix together sour cream, mayonnaise and taco seasoning and spread over refried beans. Mix avocado, lemon juice, and garlic salt, then spread on top of sour cream mixture, then spread nacho cheese over avocado mixture. On top of this, spread onions, tomato, olives and jalapenos. Chill and serve with tortilla chips.