1 lb. hamburger, browned & drained
1 pkg. taco seasoning
1 can refried beans
3/4 bottle taco sauce
1 c. sour cream
1 c. grated cheddar cheese

Brown and drain hamburger, then add taco seasoning and refried beans. Put in bottom of pie plate or small baking dish. Pour taco sauce over, dot sour cream over sauce and spread out. Sprinkle cheese on top and bake at 350 degrees until cheese bubbles, about 1/2 hour. Serve with plain tortilla chips.