1 lg. pkg. cream cheese
1 med. onion, chopped
1 med. tomato, chopped
1 jar salsa
2 c. shredded cheese
1 bag nacho chips

Spread cream cheese in bottom of pie plate or pyrex casserole dish. Spread onion and tomato on top. Spread salsa on top and sprinkle with cheese. Put in microwave on high for 8 minutes. Let cool a few minutes and dip chips in.