1 (15 oz.) can refried beans
16 oz. sour cream
8 oz. jar salsa
1 c. shredded lettuce
1 tomato, diced
1 c. shredded Cheddar cheese
1 (4 oz.) can black olives
1 bag tortilla chips

Spread refried beans on glass serving plate. Top with sour cream, spreading evenly, then salsa. Top with shredded lettuce, diced tomato, cheese, and black olives. Serve with tortilla chips.