1 (12 oz.) can refried beans
1 pkg. frozen avocado dip
1 (6 oz.) carton sour cream
1 sm. can olives, chopped
1 sm. can green chilies, chopped
2 tomatoes, chopped
1 brick Cheddar cheese, shredded

Use a 9 x 13 inch pan and layer the items in the pan, just as they are listed above. Serve with tortilla or corn chips.