1 (8 oz.) pkg. cream cheese
1 egg
1/3 c. sugar
1/8 tsp. salt
1 (6 oz.) pkg. semi-sweet chocolate chips
1 1/2 c. flour
1 c. sugar
1/4 c. cocoa
1 tsp. baking soda
1/2 tsp. salt
1 c. water
1/3 c. oil
1 tbsp. vinegar
1 tsp. vanilla

In mixing bowl, combine cream cheese, egg, 1/3 cup sugar and 1/8 teaspoon salt. Beat well. Stir in chocolate chips. In another bowl, add flour, sugar, cocoa, soda and salt. Add water, oil, vinegar and vanilla. Beat well. Fill muffin tins with 1/3 full with chocolate mixture. Top each with heaping teaspoonful cream cheese mixture. Sprinkle with sugar and chopped blanched almonds (if desired).

Bake at 350°F for 30 to 35 minutes.