1 (14 oz.) can Eagle Brand condensed milk
1 1/2 c. cold water
1 small pkg. instant vanilla pudding
2 c. Cool Whip
vanilla wafers
3 medium bananas

Combine milk and water. Add pudding mix and beat well. Chill for 5 minutes. Fold in Cool Whip. Layer wafers, bananas and pudding. Refrigerate.