1/2 c. cold water
1 1/4 c. nonfat dry milk
3/4 c. sugar

Measure water into 2 cup glass container. Gradually stir in milk powder until smooth. Microwave on high 3/4-1 minute until milk is steaming hot. Stir in sugar until dissolved. Allow to cool before using. Substitutes for 1 (14 ounce) can of sweetened condensed milk.