2 cans refried beans
1 lb. hamburger
1 (10 oz.) jar taco sauce
1 pkg. taco seasoning
1 pkg. cheddar cheese
1 pkg. Monterey Jack cheese

Line pizza pan with refried beans. Brown hamburger and drain grease then add taco seasoning. Pour mixture over beans. Spread taco sauce over meat mixture. Grate cheese both cheddar and Monterey Jack on top. Optional: You may add tomato, onion and black olives.