2 (15 oz.) cans refried beans
1 (1 1/4 oz.) pkg. taco seasoning mix
1 pt. sour cream
2 c. grated cheddar cheese

Mix refried beans and taco mix together. Blend well. Spread in an 8x11 inch dish. Spread sour cream over bean mixture. Cover with grated cheese. Heat at 350 degrees for 30 minutes. Serve with corn chips. For spicier dip, refried beans with jalapenos can be substituted.