1/2 c. butter
1 1/2 c. graham cracker crumbs
1 (14 oz.) can Eagle Brand Sweetened Condensed milk (not evaporated milk)
1 (12 oz.) pkg. semi-sweet chocolate chips
1 c. peanut butter chips

Preheat oven to 350 degrees (325 for glass dish).

In a 13 x 9 inch baking pan, melt butter in oven. Sprinkle crumbs evenly over butter, pour sweetened condensed milk evenly crumbs. Top with chips; press down firmly. Bake 25 to 30 minutes or until lightly browned. Cool, cut into bars. Makes 24 to 36 bars.