1 can refried beans with green chilies
4 mashed very ripe avocados
1 pt. sour cream
1 lg. green pepper, chopped
1 lg. onion, chopped
1 or 2 lg. tomatoes
1 jar jalapeno taco salsa
Lots of shredded Monterey Jack & shredded cheddar cheese
1 pkg. dry taco sauce mix
Chopped black olives in half

Layer in 9"x13" pan, starting with refried beans, then mashed avocados, spread sour cream, then 1 layer of green chopped pepper, then layer of chopped onion, then chopped tomato, then jar of taco salsa, add plenty of cheeses on top, then add dry taco sauce mix. Sprinkle on cheeses. Add black olive halves to decorate top of dish. Serve with Tortilla chips (heated if preferred). Do not heat dip.