LAYER 1:

2 cans jalapeno bean dip

LAYER 2:

Mix together:

2/3 c. mayonnaise
8 oz. sour cream
1 env. taco seasoning
1 can chilies, chopped

LAYER 3:

Mix together:

4 mashed avocados
Garlic powder
1/2 tsp. lemon juice
2 c. grated Cheddar cheese
1 c. Monterey Jack cheese
1/2 c. green onions
Sliced tomatoes
1 can black olives

Serve with chips.