1 lb. ground beef
1 pkg. taco seasoning
1 can refried beans
1 jar salsa (choose mild to hot)
1 (8 oz.) pkg. shredded cheddar cheese

Fry ground beef, drain fat. Add taco seasoning into beef. Add refried beans while still on stove and mix well. Place in glass 8x10-inch baking dish. Add preferred salsa on top. Add shredded cheese on top.

Bake at 325°F for 30 minutes. Serve with tortilla chips and sour cream.

Submitted by: Sherry