3 c. flour
1 c. sugar
4 tsp. baking powder
1 tsp. salt
1/2 c. chocolate chips
1 egg, slightly beaten
1 1/2 c. milk
2 tbsp. oil
1 tsp. vanilla

Mix flour, sugar, baking powder and salt. Stir in chips. Combine remaining ingredients. Add to dry mixture all at once. Stir just until moistened. Bake at 350 degrees for 60 to 70 minutes in a lightly floured greased pan. Can also make muffins, but bake less time.