10 oz. Cool Whip
2 pkg. instant vanilla pudding (dry)
3 c. milk

Whip together and set aside.

Bake 1/2 hour at 325 degrees stirring often.

7 oz. coconut (optional)
1/4 c. brown sugar
1 c. flour
1 c. chopped pecans
1 stick butter, melted

Mix together like a crumb mixture. Put half of baked crumb mixture in bottom of pan or bowl, add all of pudding mixture. Then add remaining crumb mixture. Chill.