Spread can of Frito Lay Bean dip in an 8 inch square pan. Mix 4 tablespoons sour cream, 3 tablespoons mayonnaise, and 1/2 package taco seasoning mix. Spread over bean dip in pan.

Chop tomatoes, olives, onions, and green peppers; spread chopped vegetables over other two layers. Top with shredded cheese. Bake at 350 degrees for 30 minutes.