1 1/2 c. graham cracker crumbs
1/4 c. sugar
1/3 c. melted butter
1 pkg. (8 oz.) cream cheese, softened
1/4 c. sugar
2 tbsp. milk
1 container (8 oz.) Cool Whip, thawed
2 pkg. (4 serving size) Jello brand instant pudding & pie flavor chocolate or lemon
3 1/2 c. cold milk

Combine graham cracker crumbs, 1/4 cup sugar and melted butter. Press firmly into bottom of pie pan. Beat cream cheese with sugar and 2 tablespoons milk until smooth. Fold in half the Cool Whip. Spread over crust. Prepare pudding as directed on package, using 3 1/2 cups milk. Pour over cream cheese layer. Chill several hours or overnight. Spread remaining whipped topping over pudding. Garnish with grated chocolate or chopped nuts, if desired.