1 lb. hamburger
1 lg. pkg. cream cheese
1 lg. can refried beans
Tomatoes
1 pkg. taco seasoning
1 sm. carton cottage cheese
1 lg. pkg. shredded cheese
Lettuce

Brown hamburger, add taco seasoning. Mix together cream cheese, cottage cheese and refried beans. Dice tomatoes and shred lettuce.

Spread bean mixture in oblong pan. Add hamburger on top. Then add lettuce, shredded cheese and tomatoes. Serve with Doritos or taco chips.