1 (16 oz.) can refried beans, mixed with 1 (sm.) can jalapeno relish or picante sauce or 2 (10 oz.) cans plain or jalapeno bean dip
3 avocados (optional)
2 tbsp. lemon juice (to be used with optional avocados)
1 c. sour cream
1/2 c. real mayonnaise
1/2 to 1 pkg. taco seasoning
3 tomatoes
2 little bunches green onions or 1/2 yellow
1 sm. can chopped olives
8 oz. Cheddar cheese
Tortilla chips

Spread the bean dip on a large platter. Peel and mash the avocados and add the lemon juice, then spread over bean dip. Mix the sour cream, mayonnaise, and taco seasoning in a small bowl and spread over avocado layer. next, chop onions and sprinkle over sour cream mixture. Chop tomatoes next and spread. Then add olives and last top with Cheddar cheese.