2 flour tortillas, med. to lg. size
Refried beans
Salsa
Tomato
Cheddar, mozzarella, Monterey or Mexican cheese
Black olives
Onions
Green pepper, optional
Mild peppers, optional

Take 2 flour tortillas and cook in the microwave 1-2 minutes until semi crisp, or use the broiler to get the same effect. Next warm up the refried beans and put enough on to cover 1 tortilla, lay the other one on top. Next put salsa on the top layer. Add vegetables. Add cheese. Top with any Mexican seasonings, optional. Next put in oven on broiler until cheese melts. 1-2 servings.