1 (4 oz.) pkg. instant vanilla pudding
1 (14 oz.) can sweetened condensed milk
1 1/2 c. cold water
1 pt. heavy cream
36 vanilla wafers
3 qt. strawberries, sliced or halved
Or blackberries, blueberries or a combination of fruits
3/4 c. little chocolate chips (mini chips if strawberries are used)

In a large bowl, combine condensed milk. Add pudding mix. Beat well and chill 5 minutes. Whip cream until firm, then fold into pudding. Spoon 2 cups into 3 quart glass serving bowl. Top with half of cookies, fruit, chocolate (if used). Then layer on remaining pudding. Repeat the layering. Garnish with fruit, chocolate or cookies. Chill thoroughly before serving.