Place in a greased 9 x 13 inch pan 6 to 7 slices of bread. Beat 8 eggs. Add 2 1/3 cups milk and salt and pepper to taste. Pour over the bread. Then sprinkle on top ham, cut into small pieces or fried, crumbled bacon.

Sprinkle grated cheese on top. Cover with foil and refrigerate overnight. Bake 30 minutes, covered and then 15 minutes, uncovered at 350 degrees. Let sit a few minutes before cutting into squares.