1 lb. ground beef
1/4 c. chopped onion
1/3 c. taco sauce
1 (16 oz.) can refried beans
1 1/4 c. (6 oz.) shredded Monterey Jack cheese (Mozzarella may be substituted)
Corn chips

Cook and stir ground beef and onion in 10-inch skillet until browned; drain. Stir in taco sauce, beans, and 1 cup of the cheese. Heat, stirring occasionally, until cheese is melted. Pour into serving dish. Sprinkle remaining cheese on top. Serve with corn chips. About 3 1/2 cups of dip.