1 (8 oz.) pkg. cream cheese
1 lb. ground beef
1 pkg. taco seasoning
2 c. more less Cheddar cheese
1 tomato, chopped (optional)

Brown beef and drain. Add seasoning and tomato. Simmer until tomatoes are slightly mushy. In a glass cake pan place cream cheese in a layer on the bottom. Cover with beef mixture. Then Cheddar cheese. Microwave on high until cheese is melted.