1 can refried beans
1 (8 oz.) sour cream
1 (4 oz.) shredded cheese
1 sm. can sliced olives, black
1 cut up diced tomato
Sliced scallions

Place beans on pie plate. Pile all ingredients on top of one another: sour cream, shredded cheese, olives, tomatoes, scallions. Serve with tortillas.