LAYER #1:
2 cans bean dip or refried beans

LAYER #2:
3 ripe avacados, peeled, seeded, and mashed
2 tbsp. lime or lemon juice

LAYER #3:
8 oz. sour cream
8 oz. mayonnaise
1 pkg. taco seasoning mix

LAYER #4:
1 bunch onions, chopped
1 lg. can ripe olives, sliced
3 tomatoes, chopped, reserve some for topping

LAYER #5:
8 oz. shredded cheddar cheese