1 pkg. yellow or white cake mix
2 sm. pkg. instant vanilla pudding
8 oz. pkg. cream cheese
2 c. milk
1 lg. can drained crushed pineapple
4 bananas, sliced
Cool Whip

Bake cake mix according to package directions. Cool. Beat cream cheese, milk and pudding together. Spread over cooled cake. Slice bananas over pudding mixture. Spread pineapple over this followed by Cool Whip. Chopped nuts may be sprinkled over Cool Whip if desired.